Rates and Insurance

Private Pay Rates

Licensed Professional Counselor - LPC
 $200

Licensed Professional Clinical Counselor - LPCC

$200

Intern
$150

Group
$75

Phone Consult

Free {15 minutes}

Initial Intake Session

$250

Late Cancellation or No Show

(Late Cancellation = less than 24 hour notice)

Full Session Fee

Payment Methods

We accept cash, credit cards, HSA and FSA accounts, and some insurance plans.

Clients must have a working credit card on file at all times.

All client payments must be made to

North Star Counseling and Trauma Specialists, PLLC

Insurance

Insurance can seem very complicated but we will help make it as simple as possible. Please feel free to contact us with questions or call the customer service number on the back of your insurance card for details about your plan.
​
Insurance - In-Network

Therapy fees vary based on your specific insurance plan, including deductibles, co-pays, and coinsurance. To confirm your exact out-of-pocket costs, we recommend calling the member services number on the back of your insurance card.

North Star Counseling and Trauma Specialists (NSCTS) will submit all clinical claims directly to your insurance provider. We will collect any remaining client responsibility (such as co-pays, coinsurance, or deductibles) as determined by your insurance company’s Explanation of Benefits (EOB)."

Insurance - Out-of-Network 

If we are out-of-network, you might be able to use out-of-network benefits. The client pays the full out of pocket fee to NSCTS. NSCTS will provide a superbill (receipt) to the client. Client then files superbills with their insurance provider for reimbursement of a portion of their out of pocket expenses. Not all insurances allow superbills. Please contact your insurance company to verify this option.

Questions To Verify Benefits

Key Questions to ask when calling your insurance provider to ensure counseling services are covered and to determine any out-of-pocket costs you may have:

1. Is my plan 'In-Network' or 'Out-of-Network' with this provider?
2. Do I have a deductible for mental health services?

• If yes: "How much of that deductible have I met so far this year?"

1. What is my Co-pay or Co-insurance once my deductible is met?

• Note: A co-pay is usually a flat fee (e.g., $30), while co-insurance is a percentage (e.g., 20%).

1. Is there a limit on the number of therapy sessions covered per year?
2. Do I need a 'Prior Authorization' or a referral from my primary care doctor before my first session?
3. Does my plan cover 'Telehealth' (Video) sessions? (Use CPT code 90837 with a 95 or GT modifier if they ask for specifics).

Superbill Process

1. Pay for your session: You pay the full practice fee at the time of your appointment.
2. Receive your Superbill: At the end of each month, we will provide you with a Superbill (usually via your secure SimplePractice portal).
3. Submit to Insurance: You send this document to your insurance company (many now allow you to upload this via their mobile app or website).
4. Get Reimbursed: If you have out-of-network benefits, the insurance company will cover a percentage of the cost and will mail a check directly to you.